Student Loan Repayment Programs

Student Loan Repayment Programs

Several programs and services are available to assist health professionals, clinics, hospitals, and health care providers improve access to health care services, by helping the health professional and practice site find a successful match.  This includes, but is not limited to student loan repayment assistance for certain health professionals who agree to work in underserved areas.  3RNet provides information about student loan repayment programs on their website at https://www.3rnet.org/Resources/Loan-Repayment. You can also find additional information on our FAQ page.

National Health Service Corps (NHSC)*:

NHSC provides several different loan repayment programs for clinicians who practice at pre-approved NHSC sites located in Health Professional Shortage Areas (HPSAs).  The TPCO provides assistance facilities who want to become approved NHSC sites.  Additional information on the following student loan repayment programs offered by the NHSC can be found on their website at https://nhsc.hrsa.gov/loan-repayment/index.html:

Programs administered by the Texas Higher Education Coordinating Board (THECB)*:

Additional information, on the programs administered by the THECB including application procedures for each program is available at http://www.thecb.state.tx.us/lrp   Information on all types of student financial aid programs, including student loan repayment assistance programs, can be found through the THECB at http://www.hhloans.com/

The PELRP provides loan repayment funds for physicians who agree to practice in a Health Professional Shortage Area (HPSA) for at least four years.  Participating physicians must provide health care services to recipients enrolled in Medicaid and the Texas Children's Health Insurance Program (CHIP).  Also, up to ten physicians per year may qualify by serving patients in a Texas Juvenile Justice Department or Texas Department of Criminal Justice facility.

The LRPMHP provides loan repayment funds to encourage certain mental health professionals to provide services in designated Mental Health Professional Shortage Areas (MHPSAs) for at least 5 years.  Also, up to ten physicians per year may qualify by serving patients in a Texas Juvenile Justice Department or Texas Department of Criminal Justice facility.  Eligible recipients in MHPSAs may also receive matching Federal Funds through HRSAs State Loan Repayment Program (SLRP)

The purpose of the Nursing Faculty Loan Repayment Assistance Program is to improve access to nursing education programs by encouraging qualified nurses to serve as faculty at eligible institutions of higher education.

Programs administered by the State Office of Rural Health (SORH) in the Texas Department of Agriculture (TDA): 

RCHIP assists rural communities in recruiting health care providers, other than physicians, to practice in their community by providing partial student loan reimbursements or stipend payments to non-physicians for 1 year of service.  Note that applications are submitted by facilities who then decide which providers receive awards.

The purpose of the St. David's Foundation Public Health Corps Loan Repayment Program is to recruit and retain qualified primary care and behavioral health providers at eligible sites located in the five-county area served by the Foundation. 

Programs administered by the Health Resources and Services Administration (HRSA), Bureau of Health Workforce (BHW)*:

Information on all types of student financial aid programs, including student loan repayment assistance programs, offered through the Bureau of Health Workforce can be found online at https://bhw.hrsa.gov/about-us 

Nurse Corps provide federal loan repayment program for registered nurses and advance nurse practitioners working at Critical Shortage Facilities (CSF) located in primary care or mental Health Professional Shortage Areas; or nurse faculty at accredited nursing schools.

STAR LRP provides loan repayment for individuals working in a full-time substance use disorder (SUD) treatment job that involves direct patient care at a STAR LRP-approved site. 

FLRP helps eligible health professions faculty from disadvantaged backgrounds to repay their student loans. 

Programs administered by other Federal Agencies:

Educational support for eligible military veterans, including those in certain health professions.

For eligible veterinarians who agree to serve in a NIFA-designated veterinarian shortage situation for a period of three years

A set of programs established by Congress and designed to recruit and retain highly qualified health professionals into biomedical or biobehavioral research careers.

The PSLF forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer.

IHS clinicians can get assistance to repay their eligible health profession education loans in exchange for an initial two-year service commitment to practice in health facilities serving American Indian and Alaska Native communities.  The 5 IHS facilities in Texas are:

  • Alabama-Coushatta Tribe - Chief Kina Health Clinic - Livingston, TX
  • Alabama-Coushatta Tribe - Chief Kina Behavioral Health Clinic - Livingston, TX
  • Kickapoo Traditional Tribe of Texas - Eagle Pass Community Clinic - Eagle Pass, TX
  • Urban Inter-Tribal Center of Texas - Dallas, TX
  • Ysleta del Sur Pueblo - Ysleta del Sur Pueblo Community Health Center - El Paso, TX


*These programs also offer scholarship programs for health professions students.


Please note the Children's Medicaid Loan Repayment Program (CMLRP) and the Dental Education Loan Repayment Program (DELRP) are not currently funded.


Definitions for commonly used terms and acronyms are on the TPCO Definitions page


Last updated February 24, 2021